We are here to serve our clients in any way that helps them achieve their dreams. Below is a list of our services that can be custom designed to your situation. Financial Planning is a collaborative process that helps maximize a Client’s potential for meeting life goals through Financial Advice that integrates relevant elements of the Client’s personal and financial circumstances. -Practice Standard B.1 CFP Board
Because of the importance of having the whole financial picture to understand each unique financial situation, clients will be encouraged to begin a new engagement with a Comprehensive Financial Plan. Life doesn't stand still, neither should your financial plan. A relationship is established to build, implement and monitor the plan for ultimate success. Included is your own financial web page and unlimited access to your financial planner for anything that comes up over the year.
A full comprehensive financial plan is created by addressing all the areas of financial planning: Cash Flow, Tax, Investments, Retirement, Insurance and Estate Planning. We get you started on your path and help you with implementation and monitoring. Upfront agreed upon pricing is based on assets and complexity. Half is due before work begins with the other half due prior to implementation of completed plan (typically 90 days). See investment management below for other options.
We also offer hourly financial planning engagements for limited scope projects to help answer some of those nagging financial questions you may have. Talking with our financial advisers will allow you to rest easy or provide action steps to improve your financial health.
Your comprehensive financial planning can include asset management by our investment team. We will develop an asset allocation strategy to meet your goals and risk tolerances. With the use of index funds and ETFs, we build portfolios with low expenses, minimal trading costs, and relative tax efficiency. Included is your own financial website and unlimited access to your financial planner for anything that comes up over the year.
You are just getting started so let's build a plan to grow your wealth. You will have full access as described above plus investment management of your growing portfolio.
Now you are really building wealth. Great job!
Note: All monthly fees billed quarterly in advance.
This is our highest fee for ongoing planning. This flat fee equates to 0.4% AUA or less, compared to the industry average of 1%. Includes managing all your assets and continued monitoring and updating your life plan.